Uninsured Motorist Property Damage coverage is one that is overlooked at the time of purchasing auto insurance. This coverage could be added to a vehicle that has liability only coverage. It would provide $15,000, usually with a $250 deductible, of coverage in the event a policyholder is hit by an uninsured or underinsured motorist. The cost for this insurance is very minimal, usually $5.00 per vehicle every six months. The only time this coverage wouldn’t apply would be if you were involved in a hit-and-run accident in which neither the owner nor the operator of the vehicle could be identified. Even in a mandatory insurance state, underinsured coverage is more important than ever. Contact our agency for more information with regards to this coverage.